Our reason for being
Making Financing Accessible to Everyone
In 2015, we founded Alpen Kredit Group with a simple conviction: access to credit should not depend on your banking connections, reputation, or geographic location.
The Problem We Solve
In the European Union, millions of individuals and SMEs are denied access to credit every year — not because of insolvency, but for lack of information, networks, or time to navigate a fragmented and opaque banking system.
Traditional large banks concentrate the best rates on their premium clients. Smaller borrowers, self-employed individuals, first-time buyers and SMEs often pay rates up to 2% higher due to lack of negotiating leverage.
Alpen Kredit Group changes the game: our network of financial partners enables European clients to access competitive financing solutions — for free.
Concrete Commitments
Promises we keep every day, measurable and verifiable.
Completely Free
No processing fees, no client commission, no subscription. Our compensation comes exclusively from banking partners.
Speed
In-principle response within 48 working hours. For standard files, final offers are received in under 10 days.
Transparency
You know the rate, fees and conditions in advance. No surprises at signing.
Guidance
A dedicated advisor follows your file from start to finish. You never face the complexity of the banking system alone.
Our 10-year vision
Becoming the leading broker in Continental Europe
By 2035, we aim to have assisted 1 million clients across 20 European countries, with a fully automated platform capable of delivering a personalised financing offer in under 2 hours.