Real estate financing
Property finance – fund your real estate soundly and thoughtfully
Build your future on solid foundations.
Purchase, construction or refinancing: we match your project with suitable regulated banking partners in Germany and Europe, for property financing that fits your situation.
- Free assessment
- Confidential handling
- Reply within 24 business hours
- GDPR-compliant
- Personal guidanceA dedicated point of contact
- Data securityHosted in Europe, GDPR-compliant
- Transparent processConditions before any commitment
- Free & no obligationNo fees for individuals
Property financing on solid foundations
Property finance funds the purchase, construction or refinancing of real estate. As an independent broker, we assess your project and find suitable banking partners, so you don’t have to work through countless offers.
We look for a viable overall picture of price, ancillary costs and your personal situation. Conditions are determined individually and presented transparently before any commitment.
Property finance: the whole picture decides
With property finance, the rate is not everything. Ancillary costs, repayment level, the fixed-rate period and a possible refinancing together determine how sustainable your project is over time. We treat these as a whole rather than isolating single figures.
Because property projects are often long-term, we prioritise predictability. Through our network of regulated partners, we identify conditions suited to your situation and the property — presented transparently before any commitment.
Your advantages
Holistic assessment
We consider the project, ancillary costs and your situation as a whole.
Cross-border expertise
Property financing across several European markets.
Clarity before signing
All conditions are explained clearly before you commit.
Human guidance
A dedicated contact supports you throughout the process.
European banking network
Access to regulated banking partners across several European countries.
GDPR data protection
Your data is hosted in Europe and processed confidentially.
Conditions at a glance
There is no rigid minimum requirement. Every property project is assessed individually; the points below offer initial guidance.
- A concrete property project (purchase, construction or refinancing)
- A verifiable income and asset situation
- A valid ID document for the initial review
- Any equity needed is determined case by case, based on project and file
- Conditions depend on profile, property and file assessment
Which projects property finance suits
Property finance covers different projects. Typical cases are:
The three typical routes of property finance
The process differs by project. This overview helps you position yourself.
| Project | Purpose | Common specificity |
|---|---|---|
| Purchase | Acquiring an existing property | Plan ancillary costs from the start |
| Construction | New build or extension | Disbursement often by progress |
| Refinancing | After the fixed-rate period | Review well before expiry |
Your financing in five steps
Request
You submit your request online — no account, with an ID document.
Analysis
We carefully review your situation and your project.
Selection
We match your profile with suitable regulated banking partners.
Proposal
You receive a clear estimate of the conditions.
Disbursement
Once the partner bank approves, your financing is disbursed.
Common mistakes to avoid
- Forgetting ancillary costs (notary, taxes) in the plan
- Only addressing refinancing at the very end of the fixed period
- Obtaining just a single bank offer
- Calculating the monthly burden without a buffer
Our tips for your request
- Include ancillary costs in the overall picture from the start
- Review refinancing early, not only at expiry
- Have the property and profile assessed together
- Have your income and asset documents ready
Frequently asked questions
Do you also finance property abroad?
We work with regulated partners in several European countries and review cross-border projects case by case.
How much equity do I need?
The equity required is determined individually, based on profile, property and file. We deliberately set no blanket minimum.
Is the request really free?
Yes. Reviewing your file is free and with no obligation for individuals. Our remuneration comes from partner banks upon success.
Do I need to open an account to apply?
No. You submit your request without an account — an ID document is enough. A client account is only created after an approval.
Is my data protected?
Your data is encrypted, hosted in Europe and processed in line with the GDPR. It is never sold to third parties.
When should I review refinancing my mortgage?
It is worth reviewing refinancing well before the fixed-rate period ends, so you have time to compare.
Do you account for ancillary costs?
Yes. We treat the price, ancillary costs and your situation as a whole, so the financing remains genuinely sustainable.
Ready for your property financing?
Have your project reviewed free of charge and with no obligation.